You’ve convinced your client of the need for both life insurance and long-term care planning. You’ve provided him with the information on how a life insurance policy with a long-term care rider works and he is ready to buy a policy. He signs the app but then something unexpected happens. Your client, who seemed in fair health, is approved for the life insurance coverage, but is ineligible for the long-term care rider. So, now what? What happens next helps differentiate Income Advantage IUL and Life Protection Advantage IUL from our competitors. Learn more.