With a newly added premium recovery endorsement feature and improved rates, the new Custom Guarantee UL Gen 9 remains a highly competitive choice to help your clients secure guaranteed death benefit protection at a great value. Download the Custom Guarantee UL bulletin for more details.
For clients who want to provide a financial legacy for their loved ones while still maintaining access to their assets while they’re living, a Spousal Lifetime Access Trust (SLAT) is a flexible strategy that may be a potential solution. Share the SLAT strategy with clients
Long-term care (LTC) and chronic illness (CI) coverage is a conversation many advisors reserve for older clients, but talking about LTC/CI earlier could be a game-changing opportunity for you both. So how do you begin the conversation? And how do you know what potential solutions to suggest for each life stage? Use this brochure to understand how our LTC/CI portfolio can help clients adapt to meet their evolving needs, and take one step closer to helping create customized solutions for every stage of your clients’ lives. Get the brochure
Our IULs offer a reimbursement model LTC Rider. Watch this short video to understand the differences between a reimbursement model and an indemnity model.
eCapability tools can help simplify and expedite life insurance sales. Learn more about these time‐saving technologies for success in the broad market. Read the Article
The high cost of some indexed universal life (IUL) multipliers and bonuses may be hidden in illustrations showing the maximum growth rate in all years. But they can have a devastating impact on clients’ potential income in a down market. Learn how the low-cost options available with Nationwide® Indexed Universal Life Accumulator II can offer a more resilient solution to their income planning needs. Get resources
It can be frustrating when your client, who thinks they are totally healthy, ends up rated table C or D. Well, good news – from now until the end of 2019, cases1 that might normally be rated tables B, C or D will get a Standard rating. It’s just another way that our underwriting department is working to make it easy to write business. View the full rules below, to take full advantage of this limited-time event and drive more sales! View Rules
The high cost of some indexed universal life (IUL) multipliers and bonuses may be hidden in illustrations showing the maximum growth rate in all years. But they can have a devastating impact on clients’ potential income in a down market. Learn how the low-cost options available with Nationwide® Indexed Universal Life Accumulator II can offer a more resilient solution to their income planning needs. Get resources
You can help business owners solve retirement and income replacement problems with life insurance—especially when you’re armed with the right information and approach. S.T.O.P. (Solve the Owner’s Problems) enables you to engage business owners on these important issues. Our S.T.O.P. online resource page provides the insights, tools and resources you need—including case studies, flyers and videos—to solve retirement and income replacement challenges with life insurance.
Our ADDvantage Term includes Chronic & Critical accelerated death benefits at no additional cost. When you also make use of our Simple Submit E-app, clients may qualify for our accelerated UW process called WriteAway and get approved quickly without an exam or labs! Click here to view the product flyer.
