Learn about the fundamental shift in IUL design and how to explain it to your clients. Instead of chasing the trends in the industry, we remain committed to providing a true IUL, designed for clients’ long-term security and stability, with cost-effective, stable premiums. A letter from Trey Reynolds.
Learn how AXA Equitable’s Purpose, Product, Health (PPH) Exam can help you evaluate clients’ policies to ensure they align with their ever-changing needs. PPH Client Exam brochure. PPH Client Fact Finder.
Protect to age 100 with a two-policy solution. Cover long-term needs with Secure Lifetime GUL 3, including the optional chronic illness rider. Cover additional short term financial obligations (mortgage, children, etc.) with Select-a-Term. Consumer flyer. Producer training.
The cost of care during a chronic illness—like other items and services associated with health care—is subject to inflation. When explaining BAR chronic illness benefits, it’s not uncommon for the topic of inflation to be raised. With the most recent illustration update, you can now illustrate how inflation of the IRS Per Diem limit may impact BAR benefits. Learn more.
Refer to our Field Underwriting Guide (now with new look and feel) to help position your clients’ applications for the best possible underwriting decisions. You can also take advantage of our interactive field underwriting tool on JHSalesHub.com.
When the need for LTC services arises, your clients will be concerned about protecting their assets and preserving their independence. Learn how to maximize their coverage with our LTC Rider. Read more.
I’m pleased to announce that on 5-13-2019 we will be launching a new linked-benefit LTC life insurance product, Nationwide CareMatters® II.
CareMatters II is a flexible, competitively-priced linked-benefit universal life policy that offers clients:
Transition rules. Side by side.
Some clients are fortunate to have defined benefit pension plans, but they may be leaving money on the table. Help clients maximize retirement benefits using life insurance with Pension Max. Client brochure. Client flyer. Client presentation.
Protect to age 100 with a two-policy solution. Cover long-term needs with Secure Lifetime GUL 3, including the optional chronic illness rider. Cover additional short term financial obligations (mortgage, children, etc.) with Select-a-Term. Consumer flyer. Producer training.
Twenty-seven percent of children under age 18 live in a single-parent household in the U.S., according to 2016 statistics from the Census Bureau. Of these households, 80 percent are headed by single mothers and 20 percent are headed by single fathers. Given the rising number of children being raised by single parents, it’s more important than ever to discuss single-parent finances. Learn more.
