Learn about the fundamental shift in IUL design and how to explain it to your clients. Instead of chasing the trends in the industry, we remain committed to providing a true IUL, designed for clients’ long-term security and stability, with cost-effective, stable premiums. A letter from Trey Reynolds.
The cost of care during a chronic illness—like other items and services associated with health care—is subject to inflation. When explaining BAR chronic illness benefits, it’s not uncommon for the topic of inflation to be raised. With the most recent illustration update, you can now illustrate how inflation of the IRS Per Diem limit may impact BAR benefits. Learn more.
When the need for LTC services arises, your clients will be concerned about protecting their assets and preserving their independence. Learn how to maximize their coverage with our LTC Rider. Read more.
I’m pleased to announce that on 5-13-2019 we will be launching a new linked-benefit LTC life insurance product, Nationwide CareMatters® II.
CareMatters II is a flexible, competitively-priced linked-benefit universal life policy that offers clients:
- Flexibility through cash indemnity LTC benefits that help clients obtain care where and from whom they prefer
- Choice of a variety of payment options, including pay to Attained Age 100, make the policy accessible to more clients than ever before
- Protection from inflation via one of several options, including a 3% compound option and a new U.S. Medical Care Inflation option based on changes in the cost of health care.
Twenty-seven percent of children under age 18 live in a single-parent household in the U.S., according to 2016 statistics from the Census Bureau. Of these households, 80 percent are headed by single mothers and 20 percent are headed by single fathers. Given the rising number of children being raised by single parents, it’s more important than ever to discuss single-parent finances. Learn more.