The COB rider is available on both our whole life and annuity-based contracts and may help protect against the costs of an extended long-term care (LTC) event. Once your base policy benefits have been exhausted, the COB rider kicks in for the length of time that you choose.
This flyer will help explain it to your clients.
Main Street, USA, is primarily comprised of the broad market, a group earning between $50,000 and $250,000 annually. And if they are seeking lifelong protection with certainty, see how whole life insurance compares to guaranteed universal life insurance. This eye‐opening article may surprise you! Read the article
Craving an underwriting process that helps to ensure a higher placement rate? Look at the 12 competitive sweet spots where PL Promise can help you deliver the best underwriting offer to your client the first time. PL Promise Underwriting Sweet Spots Brochure
Carrie is a 69-year-old registered nurse who’d like to purchase a Symetra UL-G policy because it provides guaranteed death benefit protection and flexible premium payment options. However, she has a history of thyroid cancer and Type 2 diabetes, and she is concerned that she won’t qualify for coverage—or if she does qualify, her premiums will be too high.
At United of Omaha, we offer Accelerated Benefit Riders at no additional cost. These riders give your clients an option to access a portion of their death benefit early, which can provide a little more comfort during a difficult time or can be used to help cover long-term care costs. Learn more about how our riders work and the value they offer your clients.
Looking for a one-stop-shop for Symetra life product information? Our new life product suite microsite provides interactive product highlights and access to product tools, videos, recordings, sales strategies and more! Visit our life product suite site today!
Stacking term coverage can help your clients purchase the right amount of protection for the right length of time and maybe the most cost-effective way to buy life insurance. Are you interested in helping your client customize their life insurance coverage to manage a lifetime of milestones? Check our new video here!
Knowing and using your Mutual of Omaha LTC tools can help get your applications quoted accurately and business issued quicker. Learn more about the tools we have to offer.
