News

Concerned about sluggish and down markets? See how indexed universal life insurance can help your clients protect against the risks of premature death and sequence of returns in retirement.

John Hancock Vitality has something to offer everyone, but it can be especially beneficial for people with less than perfect health. Not only can it make their coverage more affordable, but it can also motivate them to live healthier lives. See how we’re offering these clients savings of as much as 20% when they elect Vitality PLUS on their permanent policies!

If you are looking to streamline your submission process, Nationwide offers this quick reference guide which includes a handy checklist for key items to include in your cover letters.  Learn more.

Our WriteFit Underwriting™ program uses new tools and techniques that predict relative mortality based on a number of behaviors, providing your clients with a life insurance buying experience that is fast, smooth and less invasive than traditional underwriting. Our FAQ addresses:

• How you sell life insurance with WriteFit Underwriting
• When to use WriteFit Underwriting vs. traditional underwriting
• What to expect through the WriteFit Underwriting process, and more!

View FAQ

The #InsureYourLove campaign helps you explore the value of life insurance with current and prospective clients—using engaging graphics, compelling statistics, videos, calculators, decision tools, and more! 

Our IUL policies offer an LTC Rider and a Chronic Illness Rider. In some cases, clients may benefit from both. Learn how splitting a larger policy into two could save your clients money and provide flexibility.  Read more.

The Nationwide YourLife CareMatters® Quick Quote Tool provides several exciting new enhancements to the old CareMatters® Benefit Estimator Tool. With a few simple inputs you can provide a more comprehensive assessment of the kind of long-term care benefits your clients may qualify for. Learn more.

Our competitive, guaranteed level term OPTerm series now comes in durations of 10, 15, 20, 25, 30, 35 and 40 years! The 35 and 40 year products have been added to the EBIX VitalQuote platform. Download OPTerm Specs. December New Rates Flyer. 

John Hancock Vitality was featured in the most recent edition of Forbes magazine. They called it an innovative program, backed by behavioral science, that helps people keep their New Year’s resolutions to live healthier lives.

Standalone LTC insurance policies might not be appropriate for everyone anymore, but “solutions exist in the form of hybrid products,” writes Tim Heslin, Chief Product and Underwriting Officer, AIG Life Insurance. LTC and CI riders, when combined with Life Insurance, can provide viable “hybrid” alternatives.  Learn more.