Linda Thomas

John Hancock recently launched Aspire, which creates a fantastic opportunity for you to better serve your clients living with type 1 and type 2 diabetes. Additionally, we continue to enhance our products so customers with substandard ratings can receive greater Vitality credits and premium savings when they take steps to improve their health. As we complete these enhancements across our product portfolio, we will be extending the automatic one-class table upgrade for eligible permanent product applicants when they elect Vitality PLUS and are approved with a substandard rating. Applications must be received by March 31, 2020. Additional transition details will be announced early next year.

Switched jobs. Moved. Expanded family. Many people don’t realize how much their lives have changed until they stop to think about it. The new year is a great opportunity to make sure their life insurance coverage keeps up. A Policy Review can help existing policy owners upgrade their coverage to meet their current needs. Find out more with Pacific Life’s life insurance checkup sales tool.

Starting Monday, January 13, Protective Classic Choice Term will be even more competitive with lower rates and an average 1% premium decrease. We sent a bulletin to the field yesterday, January 2, and an email campaign begins January 13 to promote the reprice.  Read the Bulletin here.

Anaphylaxis, not something you hear about every day. However, do you know how to rate this risk when it comes to life insurance? Check out this Underwriting Dialogue to get more information from Legal & General America.

We often hear that clients are confused about what happens after they complete an application. Our What Comes Next in the Application Process brochure is a great tool that can help you prepare your clients for what to expect after their fully-underwritten life application is submitted.

The SECURE Act dramatically impacts retirement, but clients’ wealth transfer strategies too. Life insurance from Prudential may help maximize inheritances and minimize taxes. Get all the details of the Secure Act.  SECURE Act Overview

Help your clients understand how life insurance with Living Benefits is not only designed to benefit their loved ones after they die, but can help provide income in retirement, and protect your clients if they become seriously ill or injured. Find all the Living Benefit tools in one place!

Protection SUL, an industry leader in affordable survivorship UL coverage, is now available. And now with even better pricing, extended guarantees and access to Vitality PLUS. That means it can serve the needs of even more clients.

“Retirement-By-The-Numbers For 20 Years” analyzes a couple’s basic retirement expenses over a 20-year period. Utilize this infographic to help clients approach their retirement planning process by the numbers.  More

Nationwide policyholders gain access to a suite of services for themselves, their family and their caregivers from Silver Brick Road. This service helps ease stress by:

1. Simplifying the process of finding the help they need
2. Ensuring quality care is received
3. Ensuring care is received in the right environment

Follow these links to learn more about how to find resources, create a private social network for family and caregivers and more: