Relax. There’s an easier way to close the case. Up to $500,000 Life Insurance Death Benefit with No Medical Exams, No Blood Draws, and No Bodily Fluids. Ages 50–69, Any Risk Class including Substandard. Submit Full Application (Part 1) or use PL Express App. Once the client completes the Phone Interview, we’ll take it from there. As long as a comprehensive physical with blood work is available from the applicant’s primary physician within 18 months of the application, that’s it. We order the typical prescription report, medical information bureau, and motor vehicle report and we’re done. That’s it! It’s PL Smooth Sailing Underwriting. Get my toolkit.