Making Our LTC Rider Elimination Period Simpler

You asked and we listened! John Hancock has changed the way the elimination period is satisfied on the most recent version of our Long-Term Care (LTC) rider. Now, instead of requiring 100 service days before LTC benefits are payable, clients can simply:

• Wait just 90 calendar days from the day they are certified as chronically ill
• Count every day, whether or not they receive LTC services