Two brothers are equal owners of a closely held “C” corporation. They would like to ensure the survival of their business and protect their families if one of them dies unexpectedly. In a new case study, see how the brothers use a cross-purchase buy-sell plan using Symetra UL-G with a Return of Premium (ROP) Rider as their life insurance solution. The plan allows the brothers to purchase life insurance policies on each other, so the surviving brother can use the death benefit to buy out the deceased brother’s shares at death for sole ownership of the business. They also have the option to get up to 100% of the cumulative paid premiums back if the buy-sell is no longer needed.