A Term Solution Where Premiums Can Only Go Down

Our guaranteed level Term product now offers an optional Vitality rider — premiums will only decrease when your clients engage in the John Hancock Vitality Program! No other Term carrier in the U.S. offers your clients the opportunity to lower their premiums and earn rewards and discounts for living healthy. Effective today, we are also updating our Term portfolio with new rates.  Everything you need to know about new term.