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Terms & Conditions

Terms & Conditions

1. Acceptance of Terms
By accessing or using this website (the “Site”), you agree to these Terms & Conditions and any other policies we post (such as the Privacy Policy). If you do not agree to these terms, do not use the Site.

2. Use License & Restrictions
You are granted a limited, non-exclusive, revocable license to access and use the Site for personal or business informational purposes. You may not:

  • Copy, reproduce, distribute, or publicly display content from the Site without permission

  • Use the Site for any unlawful purpose

  • Attempt to disrupt or impair the Site, or use it in ways that harm the Site’s operation

This license terminates if you violate any of these restrictions.

3. Information & Content Disclaimers
All content on the Site (articles, descriptions, product information, etc.) is provided for informational purposes only and should not be taken as legal, tax, or investment advice. Any insurance products described are subject to underwriting requirements, eligibility, and state availability.

We reserve the right to update or change content at any time without notice.

4. Third‑Party Links
The Site may contain links to third-party sites. We do not control external sites and disclaim responsibility for their content, accuracy, or practices. Use such links at your own risk.

5. Limitation of Liability
To the fullest extent permitted by law, neither SF Brokerage nor its affiliates, agents, or licensors shall be liable for any loss or damage (direct, indirect, incidental, consequential, or punitive) arising from or related to your use of, or inability to use, the Site or its content.

6. Indemnification
You agree to indemnify, defend, and hold harmless SF Brokerage, its officers, employees, agents, licensors, and affiliates from any claims, liabilities, damages, losses, and expenses (including attorneys’ fees) arising out of your use of the Site or violation of these Terms.

7. Termination
We may suspend or terminate your access to the Site at any time, without notice, for any reason, including breach of these Terms.

8. Governing Law & Dispute Resolution
These Terms are governed by the laws of the state in which SF Brokerage is headquartered (or another state you specify). Any dispute shall be resolved in the courts of that jurisdiction, and you consent to exclusive venue in those courts.

9. Changes to Terms
We may modify these Terms at any time. The updated version will be posted on the Site with a revised “Effective Date.” Your continued use after that date constitutes acceptance of the new Terms.