Help Clients Stay Independent and Protected
A person turning 65 today faces nearly a 70% chance of needing long-term care at some point, yet only about 13% of Americans carry LTC coverage—leaving most unprepared for the financial and emotional challenges that can arise.
Why Long-Term Care Planning Matters:
- High Likelihood of Care Needs: More than two-thirds of seniors will require assistance with everyday activities such as bathing, dressing, or eating during their lifetime.
- Rapidly Rising Costs: Annual long-term care costs can range from $40,000 to $100,000 depending on the care setting and location, posing a serious threat to long-term savings and legacy plans.
- Limited Public Coverage: Medicare does not cover extended custodial care, and Medicaid eligibility typically requires low asset levels—making private LTC planning essential.
Your Trusted Source For LTC Coverage
Work with Signature Financial Brokerage to equip your clients with long-term care planning that preserves independence and financial stability. Contact us today to explore LTC options tailored to their needs.
How We Assist Advisors:
Client Assessment
We evaluate each client's health, financial status, and long-term objectives to determine the most appropriate LTC strategy.
Custom Product Selection
Drawing from a diverse panel of carriers, we recommend solutions aligned with clients’ benefit periods, inflation protection preferences, and budget.
Implementation & Continuity
We support underwriting, policy placement, marketing initiatives, and ongoing reviews to ensure LTC plans adapt as clients’ lives evolve.