When clients are searching for a Long-Term Care Insurance policy, they often have multiple considerations. One of the key factors is choosing a carrier that provides flexibility with a range of optional benefits. Learn about how adding an inflation protection rider can provide long-term value for your clients. Principal Product and New Business Underwriting News: One source for important news. Get the latest about our life insurance and individual disability insurance (IDI) products and new business and underwriting services to help you effectively write, submit, and place your business.