Preferred Class Criteria: Low BMI
The move to Body Mass Index (BMI) for determining preferred class eligibility, is just one among recent underwriting changes helping make us more competitive. Learn more about the mortality impact of Low BMI. Learn more
Protect Your Family – While Paying a Mortgage
We get it; owning a guaranteed universal life insurance policy while paying off your mortgage may feel restricting on your family’s budget. But with Protective Indexed Choice UL — using a step premium strategy — you can cover your protection-based needs with an affordably-tailored solution now, rather than waiting to protect your family later in life. Read more.
What Do Carrots Have to Do with Life Insurance?
Read about how offering John Hancock Vitality customers a variety of rewards (or carrots) for living healthy has led to a dramatic increase in customer engagement over a short period of time.
Coming Soon – Lincoln MoneyGuard® III with focus on Simplicity and Flexibility
Effective September 16, 2019, The Lincoln National Life Insurance Company (Lincoln) will introduce the latest updates to its MoneyGuard solutions suite with Lincoln MoneyGuard® III. Learn more
What you need to know: New mortality tables and Principle-Based Reserves (PBR) requirements
Beginning January 1, 2020, any new life products issued must use the 2017 Commissioners Standard Ordinary (CSO) Table.
To recognize changes in population life expectancy, life insurance regulation requires an update of the standard mortality table used to calculate minimum cash values and death benefit requirements. These mortality table updates along with new principle-based reserving requirements apply to all life insurance carriers. Learn More
PruLife® Return of Premium Term to No Longer Be Available
Effective October 1st, 2019, PruLife Return of Premium Term (ROP Term) will no longer be available for purchase. Learn more
AM60: 1035 Exchanges
In the latest edition of AM60, Morgan Scott explores an important part of our business – 1035 exchanges – and what to look for to help avoid unintended tax consequences. Watch the Video
A lifetime of financial wellness can start with one simple conversation
Hearing people just like them discussing their concerns can help clients become more comfortable discussing life insurance. Use these videos featuring real people speaking candidly about protecting what matters most to them to spark this simple but important discussion now during Life Insurance Awareness Month or any time.
Start the conversation
September is here, and so is Life Insurance Awareness Month (LIAM). If you’ve taken a look at our advisor marketing plan, you know that week one is all about making the connections and starting the conversation. And we have some tools to help you get started:
- Approved social posts to help you build awareness of the importance of life insurance
- Human Life Value consumer brochure to help your clients determine their life insurance needs at any stage of life
- An approved email template to help you reach existing clients who may need more life insurance
Visit our landing page to access these tools and more!
How can clients beat the challenges of retirement income planning?
Start with a page from our Playbook! See which solution best fits each client’s game plan and give them confidence as they prepare for retirement.