Many people think of life insurance only in terms of protecting loved ones. However, the right plan can also provide potential living benefits that can help you do more during your lifetime — and sets the course for a more comfortable retirement. After all, it’s called “life” insurance for a reason.  Learn more.

John Hancock Vitality has something to offer everyone, but it can be especially beneficial for people with less than perfect health. Not only can it make their coverage more affordable, but it can also motivate them to live healthier lives. See how we’re offering these clients savings of as much as 20% when they elect Vitality PLUS on their permanent policies!

We are happy to announce that Connext – our NEW Producer Website – is live, and available for use by our producers and distribution partners.  As a result, eStation will shut down on April 30, 2019. After this date, eStation links will redirect to the Connext log in. No need to register – enter your existing eStation username and password. It’s that easy!  Read more

The Power of 3 from Principal simplifies using life insurance for death benefit protection and supplemental retirement income. Here’s how it works:

• Offer fast and easy coverage with Principal Accelerated Underwriting.
• Choose from a diverse line-up of accumulation-focused products.
• Benefit from our automated income process that makes the distribution phase hassle-free.

Read more.

Life insurance can play a key role in your clients’ estate planning, and this guide shows you how — from basic tools to more sophisticated planning techniques.

Our Select-a-Term consumer-approved sales idea shows how attainable protection goals can be and how life insurance is cheaper than a cup of coffee. Wake your clients up to 18 term durations and the full convertibility of Select-a-Term. Show them how to help protect their family, pay off a mortgage or ensure college savings with this client flyer.  It’s a real eye opener!

Your clients can’t predict when a health crisis might strike and derail their carefully crafted retirement plans and investment portfolios. You can’t either. But you can talk to them about SecureCare Universal Life, a linked-benefit product that provides a cash benefit they can use however they want and helps shield their other assets from the impact of Long-Term Care (LTC) expenses.  Learn more. 

Illness will impact most people during their lifetime. 92% of older adults have at least one chronic illness and the reality is 70% of Americans could not pay an unexpected medical bill of $4,000. View infographic. 

As your clients are thinking about the legacy they want to leave, for their family or their favorite cause, you want to be sure you are the advisor who is helping them plan and fund it.  Review the attached mini-brochure and mini-infographic for help with Legacy Planning conversations.

Effective February 11, 2019, Lincoln is implementing pricing improvements to enhance competitive positioning in core market segments for Lincoln MoneyGuard II. This is a change to rates only for our current offering of Lincoln MoneyGuard II (2017). There are no changes to the product structure, contract language, compensation, or types of benefits provided. Read more. View updated materials