Watch this short video to understand the differences between an LTC Rider that uses a reimbursement model and one that uses an indemnity model. Learn more.
Legal & General America is revolutionizing the term insurance marketplace as the only carrier to offer level premium coverage for up to 40 years! Give your clients the option to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitive, guaranteed level term OPTerm series now comes in durations of 10, 15, 20, 25, 30, 35 and 40 years! OPTerm 35 and 40 provide the same great pricing and service that you have come to know from Legal & General America. Learn more.
Next year the life insurance industry will see the biggest change to products in, arguably, a generation. A new way to reserve (called Principle-based Reserving) and new cost of insurance tables (CSO2017) require that every product be re-priced, re-filed, and re-introduced by the end of 2019 and all existing products must be PLACED before Jan 1, 2020. You NEED to be prepared. Learn more.
Social Security is a crucial element to your clients’ retirement finances. Our Social Security video series on YouTube can help address factors your clients should consider as they plan for or are currently in retirement. Learn more.
We’ve worked hard to advance our technology so you can get business in more efficiently. One way we’ve accomplished this—PLUS, our Protective Life Underwriting Solution, is now available on multiple drop-ticket platforms. See participating platforms.
Even the best-laid retirement plans can be derailed by unexpected health care costs.
Help your clients protect their assets and preserve their legacy during Long-Term Care Awareness Month. With one of the most competitive long-term care (LTC) and chronic illness (CI) product portfolios in the industry, we have the tools you need to help protect your clients and grow your business. Learn more.
Talk to your clients about the importance of planning for a long-term care (LTC) event — and how our Long-Term Care rider sets itself apart. Learn more.