What Happens Next? Here’s what to expect after applying for PL Promise life insurance products. Discover the speed and simplicity of Prudential’s PruFast Track program, a digital, paperless process that expedites the underwriting process for eligible life insurance applicants. It can help clients get approvals within days, and often without the need for new medical exams. Learn how PruFast Track ensures a seamless underwriting experience across most of Prudential’s life insurance products with the new PruFast Track Process Overview brochure.