Protection VUL with John Hancock Vitality PLUS and our Long-Term Care (LTC) rider offers a powerful three-in-one solution that can help your life insurance clients protect their wealth and health for a lifetime. Here’s how:
- Flexible death benefit protection gives clients the option to select the NLG duration that best meets their needs and budget;
- John Hancock Vitality’s unique value proposition can help clients live a longer, healthier life while also lowering their guaranteed premium without sacrificing their death benefit guarantee duration;
- Extra financial protection in case of a long-term care need, with the choice and control offered by our tax-qualified LTC rider.